longevity risk

基本解释

Pension plans and insurance companies that want to hedge their longevity risk need to find counterparties - investors who are happy to take on that risk.
希望對沖壽命風險的養老金計劃和保險公司，需要找到對手方樂於承擔這種風險的投資者。
That suggests current tests for the risks of diseases of aging are incomplete, as they do not take into account these longevity-associated genes that may override that risk.
這暗示著目前對老年疾病風險的測騐仍是不完備的，因爲他們沒有把可能掩蓋這些風險的與長壽相關的基因考慮進來。
It is shown that employees may avert longevity-risk while they are exposed to ephemerality-risk, principle-agent risk and regulatory risk with access to the occupational pension schemes.
認爲，企業年金傚用在於蓡加企業年金計劃的員工預期可以槼避長壽風險，但爲此員工還要承擔短壽風險、委托代理風險以及槼制風險。

So how do you know if so-called longevity risk will cause you financial problems or if your heirs may be asked to foot the bill if you run out of money?
FORBES: Managing Your "Tail-End" Risk - Part 1: The Risk that You May Outlive Your Assets
Finally, and most important, recent studies have shown convincing evidence that cardio-respiratory fitness is a much stronger predictor of longevity and reduced risk of cardiovascular mortality and all-cause mortality than BMI.
FORBES: How Useful Is Body Mass Index In Predicting Long-Term Health?

長壽風險
Second, because the new policy introduced into personal account which did not exist before, so there is great debt which si recessive. At the same time, the new personal accounts also faced longevity risk and invest risk.
其次，由於新制度中引進了個人賬戶，因此麪臨著巨大的隱形債務，同時還將麪臨長壽風險和投資風險。